Terms of Service

Last Updated: November 15, 2023

Welcome to Misayo Yocogu. These Terms of Service govern your use of our financial education platform and services. By accessing or using our platform, you agree to be bound by these Terms.

1. Acceptance of Terms

By creating an account or using Misayo Yocogu's services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree to these terms, you may not access or use our services.

2. Account Registration

To access certain features of our platform, you must register for an account. When registering, you agree to:

3. Service Description

Misayo Yocogu provides financial education content, tools, and resources. Our services include:

We continuously update and improve our services but do not guarantee that any specific content will always be available.

4. Subscription and Payment Terms

Certain features of our platform require a paid subscription:

5. Intellectual Property Rights

All content, features, and functionality available on our platform are owned by Misayo Yocogu and are protected by international copyright, trademark, and other intellectual property laws.

We grant you a limited, non-exclusive, non-transferable license to access and use our services for personal, non-commercial purposes. You may not:

6. User Content

Our platform may allow you to post, upload, or submit content. You retain ownership of any intellectual property rights in that content, but you grant us a worldwide, royalty-free license to use, modify, publicly perform, and display your content in connection with operating and providing our services.

You are solely responsible for any content you submit and agree not to post content that:

7. Prohibited Activities

When using our services, you agree not to:

8. Disclaimer of Financial Advice

Misayo Yocogu provides financial education, not financial advice. Our content is for informational and educational purposes only and should not be construed as professional financial advice. You should consult with a qualified financial advisor before making any financial decisions.

We do not guarantee any specific financial outcomes or results from using our services. Your financial situation is unique, and any strategies or information provided may not be appropriate for your circumstances.

9. Limitation of Liability

To the maximum extent permitted by law, Misayo Yocogu shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, resulting from:

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to its conflict of law provisions. Any legal action or proceeding relating to your access to or use of our services shall be instituted in the courts of the Province of Ontario.

11. Changes to Terms

We may modify these Terms at any time. If we make material changes, we will provide notice through our services or by other means. By continuing to use our services after changes become effective, you agree to be bound by the revised Terms.

12. Contact Information

If you have any questions about these Terms of Service, please contact us at legal@misayo-yocogu.sbs or by mail at: 123 Cyber Avenue, Toronto, ON M5V 2T6, Canada.

Disclaimer: Misayo Yocogu provides financial education and literacy resources. We are not financial advisors, and the information provided on this platform is for educational purposes only. Your financial situation is unique, and we recommend consulting with a qualified financial advisor before making any financial decisions. Past performance does not guarantee future results. Results may vary based on individual circumstances and commitment to implementing strategies learned through our platform.