Cookie Policy
Last Updated: November 15, 2023
This Cookie Policy explains how Misayo Yocogu uses cookies and similar technologies to recognize you when you visit our platform. It explains what these technologies are and why we use them, as well as your rights to control our use of them.
1. What Are Cookies?
Cookies are small data files that are placed on your computer or mobile device when you visit a website. Cookies are widely used by website owners to make their websites work, or to work more efficiently, as well as to provide reporting information.
Cookies set by the website owner are called "first party cookies." Cookies set by parties other than the website owner are called "third party cookies." Third party cookies enable third party features or functionality to be provided on or through the website.
2. Why We Use Cookies
We use first and third party cookies for several reasons. Some cookies are required for technical reasons for our platform to operate, and we refer to these as "essential" or "strictly necessary" cookies. Other cookies enable us to track and target the interests of our users to enhance the experience on our platform. Third parties serve cookies through our platform for analytics and other purposes.
3. Types of Cookies We Use
The specific types of first and third party cookies served through our platform and the purposes they perform are described below:
Essential Website Cookies
These cookies are strictly necessary to provide you with services available through our platform and to use some of its features, such as access to secure areas.
- Authentication cookies - to identify you when you log in
- Security cookies - to protect against malicious activities
- User preference cookies - to remember your settings and preferences
- Load balancing cookies - to distribute traffic across servers
- Session management cookies - to maintain your logged-in state
- Shopping cart cookies - to remember your selected subscription plan
Analytics and Performance Cookies
These cookies are used to collect information about traffic to our platform and how users use our platform. The information gathered does not identify any individual visitor.
- Visitor analysis cookies - to understand how visitors navigate our platform
- Content performance cookies - to measure engagement with specific content
- Feature testing cookies - to test new features with user groups
- Error tracking cookies - to identify and fix platform issues
- Performance monitoring cookies - to ensure optimal platform performance
- Conversion tracking cookies - to measure completion of educational modules
Functionality Cookies
These cookies are used to enhance the performance and functionality of our platform but are non-essential to their use. However, without these cookies, certain functionality may become unavailable.
- Language preference cookies - to remember your language selection
- Video player cookies - to remember your playback preferences
- Social media integration cookies - to enable sharing capabilities
- Chat functionality cookies - to enable live support features
- Personalization cookies - to remember your customized dashboard
- Progress tracking cookies - to save your learning progress
Targeting and Advertising Cookies
These cookies are used to make advertising messages more relevant to you. They perform functions like preventing the same ad from continuously reappearing, ensuring that ads are properly displayed, and in some cases selecting advertisements that are based on your interests.
- Interest-based advertising cookies - to show relevant financial education offers
- Frequency capping cookies - to limit how often you see an ad
- Click tracking cookies - to measure ad campaign effectiveness
- Conversion tracking cookies - to measure subscription conversions
- Audience segmentation cookies - to group users with similar interests
- Retargeting cookies - to remind users of products they viewed
4. How Can You Control Cookies?
You have the right to decide whether to accept or reject cookies. You can exercise your cookie preferences by clicking on the appropriate opt-out links provided in our cookie banner or by configuring your browser settings to reflect your cookie preferences.
Please note that if you choose to reject cookies, you may still use our website though your access to some functionality and areas of our website may be restricted. The specific types of first and third party cookies served through our website and the purposes they perform are described in the table below.
5. How Often Will We Update This Cookie Policy?
We may update this Cookie Policy from time to time in order to reflect, for example, changes to the cookies we use or for other operational, legal, or regulatory reasons. Please therefore re-visit this Cookie Policy regularly to stay informed about our use of cookies and related technologies.
The date at the top of this Cookie Policy indicates when it was last updated.
6. Where Can I Get Further Information?
If you have any questions about our use of cookies or other technologies, please email us at privacy@misayo-yocogu.sbs or by post to:
Misayo Yocogu
123 Cyber Avenue
Toronto, ON M5V 2T6
Canada
7. Detailed Cookie List
Below is a detailed list of the cookies we use on our platform:
First-Party Cookies
- session_id - Essential for maintaining your login session
- user_preferences - Stores your interface customization settings
- learning_progress - Tracks your progress through educational modules
- consent_status - Remembers your cookie consent preferences
- cart_items - Remembers items in your shopping cart
- language - Stores your language preference
Third-Party Cookies
- _ga - Google Analytics cookie for distinguishing users
- _gid - Google Analytics cookie for distinguishing users
- _gat - Google Analytics cookie for throttling request rate
- _fbp - Facebook Pixel cookie for advertising purposes
- _hjSession - Hotjar cookie for user experience analysis
- intercom-id - Intercom cookie for customer support functionality
8. Cookie Duration
Some cookies will remain on your device after you close your browser until you delete them (persistent cookies). Other cookies are deleted automatically when you close your browser (session cookies). The duration each cookie remains on your device depends on whether it is a persistent or session cookie.
9. Other Tracking Technologies
In addition to cookies, we may use web beacons, pixel tags, and other tracking technologies on our platform to help customize the platform and improve your experience. A web beacon (also called a pixel tag or clear GIF) is a tiny graphic with a unique identifier, similar in function to cookies, that is used to track the online movements of web users.
Unlike cookies, which are stored on a user's computer hard drive, web beacons are embedded invisibly on web pages and are about the size of the period at the end of this sentence. We may use web beacons to collect information about your interaction with our email communications and platform content.